Contact Disclosure

 

Our Financial Services

 

KiwiSaver

Compound interest – the 8th wonder of the world.

Missing out on just 2% interest return, every year over a long period of time could leave you tens, if not hundreds of thousands of dollars less in your KiwiSaver when you retire. So it makes sense to know where your money is going and how it is invested. Your risk profile changes too depending on your needs, so being in the right fund to protect, or grow, your money is crucial.

What we offer:

  • Providers with proven performance

  • Choosing the right fund for you

  • Investing your funds ethically

  • Managed fund referrals

Mortgage Advice

Certain things in life need a “Do it once, do it right” mentality. A bank might offer you the money, but that’s about it. I offer advice as I work with you to create a loan structure that’ll offer you flexibility, and I can give you strategies to help you pay it off faster. Plus, you’ll get the benefit of my negotiating skills to get market-leading interest rates. Let’s work together on your financial journey.

What we offer:

  • First home buyers

  • New builds & renovations

  • Upsizing the family home

  • Refinancing & restructuring

Life Insurance

Protect your most valuable asset – you and your family.

If life doesn’t go to plan, don’t derail your dreams. Protect them with a tailored life insurance solution so life can keep moving forward.

For some, your business could be the main source of income for the family. So make sure that you and your business partners can continue trading should anything unexpectedly happen to key people in the business.

 What we offer:

  • Personalised risk assessment

  • Personal cover (Life, Trauma, Income Protection, TPD)

  • Business cover (Life, TPD, Key Person)

  • Claims support

Health Insurance

We're lucky in New Zealand that we have a free public healthcare system. But it can only do so much. Being on a long waiting list when you need urgent medical treatment would be highly stressful for you and your loved ones. Having medical insurance will help you get quicker access to specialists, treatments and non-Pharmac funded drugs, without having to reach out on GoFundMe.

What we offer:

  • Major medical policies

  • Access to non-PHARMAC drugs

  • Specialist & Tests benefits

  • Claims Support

 
 

Our Financial Advice Process

  1. Discuss your financial goals and needs

  2. Present our findings and recommended plan

  3. Put your financial plan in place

  4. Review your plan, and make changes in line with your stages in life

  5. Ongoing support. We’re always here for you to help with claims and personalised advice

How to Get Started

Book in a complimentary consultation to make sure Element Financial is the right fit for you.

 
 
 

Element Financial is a member of MySolutions

MySolutions has been set up by some leading minds in the New Zealand financial advice industry to support hundreds of independent financial advisers across the country. Being a member of MySolutions links Element Financial into a collective knowledge base that supports us to offer you the most relevant advice and solutions as the market continues to evolve, and provides a collective voice to challenge product providers, such as insurance companies, to drive better customer outcomes.

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Your personal online client portal

As a client of Element Financial, you’ll have access to your own secure client portal, which is your own personal financial information hub for your mortgage, insurance policies and investments. It will be a much more efficient and seamless process to set up new mortgage applications, or simply review your insurance coverage at policy anniversary time. 

You can easily upload any documents as required, and get easy access to important information, such as a Statement of Advice or your insurance policy schedules.

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